With online businesses, this convention is the norm. Zion Market Research shows the global dietary supplements market is projected to grow at a compound annual growth rate (CAGR) of 8. Our merchant accounts allow for subscription, recurring, and auto-ship billing models. Get started by applying for a Hungarian high risk merchant account today. Tech Support Merchant Accounts. The Payment Experts. Typically, a merchant account is used for credit card processing and eCheck processing but can be used. EMB is the #1 provider of merchant accounts for the tobacco industry, getting online cigar and pipe merchants approved in as little as 24 hours with a 99% approval rating!. After being declined a few times, you may think that you have no options as far as credit card processing. Since 1988, we have been helping business owners realize their full potential and grow their financial well-being. A merchant account is a business account with an acquiring bank. Many patrons of online pharmacies are having trouble purchasing medication from cheap, international online pharmacies using credit cards. Get approved for a nootropic, supplement and nutraceutical merchant account. Learn MoreGetting a merchant account for an offshore tech business can’t always be the easiest thing in the world. In some cases, it is a planned and intentional act of fraud, but in other cases it may be something like “ friendly fraud . This is recommended because a court decision has further muddied the water in terms of what is required. The Payment Experts. Today, most merchants with CBD stores can use their credit card machines for various transactions, including card-not-present. As a growing industry, the demand for nutraceuticals and dietary supplements see no end in sight. A product is classified as a nutraceutical product if it is isolated or purified, and can positively affect physiology or battle chronic diseases. For example, if you process $20,000 or more a month, or if you have an average transaction amount of $500 or more, you risk more opportunities for higher chargeback ratios. 9 Best Merchant Services of November 2023. EMB + YOU. Both the owners of painting businesses and independent painters may work with clients who would prefer paying them via credit cards. The United States’ nutraceutical market has taken a major blow as inquiries led by legislators have revealed that many vitamins and nutraceutical companies are lying about what’s in their products. Finding a knowledgeable payment processor is better to help your nutraceutical merchant account get through all legal actions. As a high risk business, you’ll be unable to secure a standard account with the majority of acquirers, so you should look for a respectable payment processor. Same-day debits have been called “Phase 2” in NACHA’s faster-payments plan. Allow 3-5 business days for approval of US nutraceutical credit card processing accounts. S. Domestic and international solutions with no contracts, low rates and next day funding. For businesses that are deemed to be high risk for a variety of reasons, such as. The nutraceuticals industry is booming in the United States, but how is it fairing around the world? In India the nutraceutical market is growing at a rate faster than in the U. For some it is, but for the majority of business owners. While this growth translates into more business for merchant service companies, finding a reliable payment solution remains a big hurdle for many marijuana operators. 00: Interchange-Plus: Chase Payment Solutions: Merchant Account: $0. The only person that really knows that you are doing anything is the computer. EMB is recognized as one of the most experienced high risk providers in the industry. A merchant account is a business account with an acquiring bank. Our offshore solutions provide long-term simple solutions to merchants who would otherwise be unable to process credit card and debit card transactions. Clover merchant service is a leading industry service. The press has been talking lately about some brands of nutraceuticals that have been less than honest about their ingredients. Online tobacco merchant accounts . No. They’re so well-established in fact that they work with over 60,000 merchants. Monthly fees. Merchant Service Providers. We are the #1 provider of merchant accounts for the nutraceutical industry, connecting you with payment solutions in as little as 48 hours after approval. 06 billion ). In fact, Americans spent billions of dollars this year on finding ways to combat hair loss. Chargeback Mitigation Get protection from chargebacks with our powerful chargeback. This includes CBD and Kratom businesses. J & J Embroidery Plus, Victoria, British Columbia. “High risk” businesses include everything from car dealerships to e-cig vendors, and even merchant credit can have an impact. EMB has partnered with Shopify to meet your payment processing and merchant account needs. Learn MoreVOIP and Telecom. This is often a way to get around big banks’ refusal to underwrite adult businesses, but it has another hidden advantage as well. In this article, you will learn the only place you need to go to obtain a nutraceutical merchant account. Find the Best Payment Processing Solutions in the Field True professionals in. Here are some of the most common ones: Adult entertainment Merchant Account Services. 1. The final step in your custom nutraceutical supplement business is to begin processing payments on your site. Health experts attribute the nutraceutical boom to a rising health and fitness awareness in the region. High-Risk Merchant Account. ePay Global need the following documents for nutraceuticals payment gateway with an application which will help the. eMerchantBroker (EMB): EMB stands out as another leading high-risk and one of the best merchant account services provider in 2023. Fortunately, TailoredPay can help businesses in the nutraceutical industry find the right high-risk merchant account for their needs. This industry is expected to gross over 40 billion dollars this year. Final Verdict. 00: Flat-Rate or Interchange-Plus: A Closer Look At 10 Best Small Business Credit Card Payment Processing Companies. Learn More In 2016, 15. Choosing the right merchant account processing solution is a critical decision for businesses. Stax: Best for high-value transaction. With a solid reputation and years of experience, they offer tailored solutions for businesses in various high-risk industries. The Federal Drug Administration, the entity in charge of food and drug regulation, does not. The Allied payment gateway has an industry-leading 99. Many businesses are adopting credit card payment options, as more and more consumers opt to make purchases using credit cards. Experience a secure and seamless gambling payment processing solution with PayFasto’s gambling merchant account. 5%, from 2016 to 2021. Merchant accounts and payment gateways that allow CBD and Hemp Oil to be sold through their networks. Signature Payments is the #1 payments company in the industry of high risk vape and E-Cig merchant accounts. The U. It can be devastating to apply to various credit card processors only to be turned down because your company is “high risk”. Patent Pending “Transaction Routing” Technology, More than 250 Shopping Carts Integrated, “Quick Click” checkout pages, Fraud Scrubbing technology, Kount fraud scoring, Tokenization, Quickbooks integration, Mobile Payments, Email Invoicing, recurring billing and so much more. Begin accepting credit and debit cards for CBD products today by filling out EMB’s simple online application. 50% + $0. The main drivers of this massive growth are the ever-increasing global obesity rate and the considerable rise of fitness centers and gymnasiums – a growing health. Mobile, online, and social technologies have brought a real revolution in the way consumers get access to information. and international tourists spent $990. This can be done by phone, email, or in person. Retail. The Payment Experts. Login credentials to the credit card to bitcoin payment gateway are securely emailed to you. As payment systems break down walls, providing greater access to larger pools of merchants, cybercriminals find weaknesses and seize on opportunities to infiltrate. It’s important to carefully research and compare different providers to find the one that best meets your business’s needs and budget. The global nutraceutical market is anticipated to account for $285. Free setup and zero upfront fees. Quick and Easy. “High risk” businesses include everything from car dealerships to e-cig vendors, and even merchant credit can have an impact. 15% + $0. Accept credit card payments online hassle-free. 3. 5 out of 5 stars. Below is information on how you can get approved for a high-risk merchant account, as well as what they’ll provide you with: Accepted by more processors than standard. tech support merchant account from EMB. By opening an EMB merchant account, businesses gain access to a wide range of benefits including global payment processing capabilities, fraud protection tools, and robust. Based in Calgary, Alberta, Helcim has been providing traditional credit card processing, mobile payment solutions, virtual terminals, and online payment gateways since 2009. This includes the merchant, the credit card company, and the bank that issues and finances the card. These banks are registered with specific card associations, like Visa, Mastercard, or American Express. Electronic Merchant Systems (EMS) offers merchant accounts services for all major debit and credit cards. With an eMerchantBroker CBD merchant account, you can accept credit and debit cards, ACH payments, checks, and payment gateway. High risk businesses are responsible for some of the world’s best enterprises, but are often penalized for not being a “safe” investment for traditional financial institutions. The United States has the largest number of nutraceutical. High Vs. Without a merchant account, these businesses have no way to accept credit and debit card transactions. Low-risk merchants. One of the main reasons has to do with the higher rate of chargebacks and disputes. A flat-rate pricing structure is offered by Stripe:A high-risk merchant account is a holding account where money is received after the customer’s payment reaches. USA. eMerchantbroker. 11 per online transaction w/ discounts for nonprofits & high-volume businesses. EMB is recognized as one of the most experienced high risk providers in the industry. Many people in this audience prefer to purchase their supplements online via. 3. Merchant accounts keep track of payments digitally, and can. 98% approval rates for high risk credit card processing. So if it is a solution you need, eMerchantBroker is the place to be. For an instant quote on an Instabill nutraceutical merchant account, call us directly at 1-800-318-2713 or simply click the button to get started. Moving companies. EMB isn't just your solution for a merchant account, we offer a wide range of business services, including business funding, chargeback protection and prevention, and enterprise consulting. Right now may be the best time ever for online firearm merchants in many states throughout America. At eMerchant Authority, you will have a fair chance of getting your merchant account approved even if you’re in the high-risk category. Stripe is one of the leading merchant services providers out there. Global nutraceuticals market size is expected to reach $302,306 million by 2022 making it one of the fastest growing industries. First, register your business with the proper authorities at the local, state and federal levels. By opening an EMB merchant account, businesses gain access to a wide range of benefits including global payment processing capabilities, fraud protection tools, and robust. Payment Gateway and Merchant Accounts. In fact, a good number of people currently make an entire living out of the internet. An international merchant account allows businesses to accept credit cards and other forms of cashless payments in many different currencies. To help you find the right solution for your needs, we’ve ranked our picks of the best merchant services for small business available today. Secure and Reliable Payment Processing. Zen Payments is the go-to provider of merchant services for anyone in the nutraceutical or supplement industry. The nutraceutical industry, or “nutra” industry brings in a yearly revenue totaling roughly $181. The merchant can withdraw money from here. High Risk Merchant Accounts; Business Funding; Chargeback Protection; Check Processing; Merchant Accounts;Ways that nutraceutical companies can get their credit card processing in order. Our goal is to provide you with the lowest rates, fastest approvals, and best terms for payment processing. A retail nutra merchant account allows your business to accept face-to-face credit and debit card payments via a credit card machine or point of sale system. For more information, please contact us at 800. Taking part in the growth of Internet sales of vitamins and supplements One portion of the U. Nutraceutical. In 2018, seven democratic senators launched legislation to slow down the “revolving door” between major pharmaceutical firms and federal bureaus like the Drug Enforcement Administration (DEA) that control them. Merchants operating these businesses commonly struggle. The nutraceutical business is booming, and every year brings new products. Services. A merchant servicer has many ways of protecting themselves. Apply Now. However, there is a minor problem with. Learn More Don’t let payment processing issues hold you back – contact QuadraPay today to learn more about their services and how they can help your nutraceutical business thrive. Their services have expanded beyond offering merchant accounts. no hidden fees* Open an Account. Many or all of the products featured. An Accounts Summary page appears. Our feature -rich processing platforms and proprietary software are specifically designed to improve efficiencies in the daily processing of all types. Guaranteed CBD Merchant Accounts Approvals in 1 week. First Name. High Risk Merchant Accounts; Business Funding;. Integration Partnerships: EMB integrates with many merchant services partners, including payment service providers, such as Square, and shopping carts, such as WooCommerce, OpenCart, and BigCommerce. It provides a list of accounts, labeled: "Merchant services," "Banking," and "Personal. Generally, all responsibly run legal business will be approved by any merchant service provider who accepts adult business. And the best part – unlike ANY other merchant account provider we know of – we ACTUALLY have a 99% approval. 02 billion (2023). Dharma Merchant Services. Why Focus on Fat-soluble NutraceuticalsBased on our evaluation, the best high-risk merchant account providers are: Best overall (and most versatile): PaymentCloud. This is well over what Visa considers an excessive level of chargebacks. We at EMB, or eMerchantBroker. 3 billion in the United States in 2016, according to the U. Nutra merchant accounts are in high demand and finding the right high-risk eCommerce merchant account nutraceutical provider is of utmost importance. With many customers getting a case of buyers remorse, unfortunately the tech support industry. It doesn’t mean that you have no options, you do, you just need to apply for a special bail bonds merchant. PaymentCloud is a merchant services provider. When using an offshore merchant account, your acceptable chargeback ratio increases from below 2% to 3-4%. And the merchant account is usually offshore. Companies that offer pharmaceutical alternatives struggle to obtain nutraceutical merchant accounts because the industry still struggles to find. If you run a cash-only business, you can get away with not having a merchant account. The recurring payment processing model is a common billing method businesses use by merchants in various industries. After the devastation at Emanuel AME Church in Charleston, South Carolina last month, the President declared that he would make it more difficult to purchase firearms. Expert Guidance. S. PayPrin is a leading merchant services provider delivering tailored payment processing solutions to all types and sizes of businesses, with extensive focus and expertise in card-not-present (CNP) industries. Their consumption of calcium, Vitamin D, fish oil capsules, and supplements to keep joints moving without pain are at record levels. We are not put-off by the industry you are in, and go to lengths to understand what you need in order to thrive in a burgeoning market. EMB offers approved merchants access to: Business funding options. Payment methods that can be used include credit cards, debit cards, ACH/eCheck, or gift cards. We’re headquartered in beautiful Cleveland, Ohio, with offices and agents coast to coast. These services may include payment gateway integration, fraud detection and prevention, chargeback management, and customer support. Beer, wine, and liquor Merchant Account Services. If the target business operates in an industry with a history of high. There are two main reasons for this. Dharma Merchant Services: Best nonprofit credit card processor. In addition, businesses generally see an increase in ordering and payment acceptance rates with the high risk gateway. A nutraceutical merchant account is the key that enables entrepreneurs and individuals to generate revenue through their own website or preferred. The Federal Drug Administration, the entity in charge of food and drug regulation, does not have a say over what many nutraceutical. The best nutraceuticals merchant account. Our partner program rewards you with both short and long term capital that you can invest back into your business. 28 billion in 2019, according to Grand View Research. It’s also free of monthly fees. Square: Best overall. Find useful information, the address and the phone number of the local business you are looking for. ”. ”. A nutraceutical merchant account allows these merchants to not only secure the credit card processing services they need, but also take advantage of electronic check processing, chargeback protection and prevention programs, and flexible business funding options. The cannabis business is one of the fastest-growing industries in the United States. One of the main reasons has to do with the higher rate of chargebacks and disputes. Surcharge Program. 9% CAGR and an estimated $5 billion USD growth between 2016 and 2024 (up to $6. com, the nation’s #1 high risk payment processor. Banks and traditional. U. International accessibility. Square Merchant Services: Best for Startups. Funds are not collected directly by the service provider; instead, they are processed by a merchant account. If you take a. 1. It represented over 31%. eMerchantBroker is excited that you’re interested in connecting your online business with us. Our application process is super simple and because we specialize in high risk business , our approval success rates are. Nutraceutical Merchant Account. The application process takes only a few minutes. We provide high-risk industries access to necessary merchant account services at affordable rates. 02 billion (2023). Travel Merchant Account. These merchant services are at the top of our list based on overall cost, terms, customer support and integrations. Other Services. Recurring Billing Recurring bills play an important role in of our lives. A merchant account is a bank account that is specifically used for accepting customer payments, usually by credit card, debit card, or other electronic transfer. This industry is expected to gross over 40 billion dollars this year. Even if you have bad-credit, one simple application can give you access to an array of essential payment solutions for your business: Business funding. The main reason is that many payment processors and banks consider nutraceutical companies high-risk merchants. Dun & Bradstreet gathers Machinery, Equipment, and Supplies Merchant Wholesalers business information from trusted sources to help you understand company. Local custom apparel shop. No set up fees – you can open an account at any. Other Services. Electronic Merchant Systems (EMS) is a leading provider of payment processing and merchant services. Our process is simple so you can focus on your business. The nutraceutical business is booming, with new products being introduced every week, and TV doctors praising their benefits. If you’re a doctor, a physician, or medical practitioner, you need a virtual doctor merchant account. Payment gateways. Industries. There are several benefits of choosing EMB as your payment processing partner. The most common ACH processing solutions are are: Standalone ACH processor — These providers are for businesses that don’t accept credit card payments (such as cannabis companies) and only need ACH or eCheck processing services. Running a successful small business takes a lot of work. While products change, one thing that stays the same is the hassle of locating a nutraceutical merchant account provider. Electronic Merchant Systems will suit your requirements regardless of scope. Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving high risk business types. 1 billion. I needed to switch to a high risk processor after my Shopify payments account was suspended, so I went with EMB. Your personal credit or company financials aren’t able to encourage the sales volume you’re applying for. Though there are many different avenues of magazine sales, one thing is constant: You need a merchant account. S. EMB is recognized as one of the most experienced high risk providers in the industry. The best credit card processing services for small businesses provide flexibility to grow, infrastructure to accept payments, and access to essentials like a payment gateway and merchant account. Although it provides services for all business types, EMB specializes in high-risk accounts. 8 billion in 2016, and it’s expected to reach $220. It’s undeniable that the nutraceutical market goes on growing at a rapid pace. This includes online and in-person credit card transactions, ACH transfers, QR code payments, and cryptocurrency. Partnering with PayPal. 378 Northlake Blvd #134. Low-Risk Merchant Accounts. government regulates. Since fraudsters continue to evolve and become more sophisticated, payment facilitators need to pay. AMSLV is the go-to place for speedy merchant account approvals for your nutraceutical business. Your customers will likely appreciate being able to use their credit cards especially for online payments. We offer: Retail Payments: We can help you process all types of retail payments, including credit cards, debit cards, and electronic checks. To get a nutraceutical merchant account, an online application is the quickest way to an approval. EMB offers safe, cost-effective merchant account solutions. Most businesses have issues taking off, but when that business is labeled as “high risk”, the problems mount even higher. We provide agents their own high risk payment gateway with the ability to upsell and keep 100% of profits. There are several factors that can differentiate between a high and low-risk merchant account. EMB has partnered with hundred of businesses like yours to meet their unique payment processing and merchant account needs. They are connected to your website’s shopping cart via a secure, online payment gateway. EMB is a provider of merchant accounts with a specialty in offering credit card processing services to industries that are considered high-risk. You can further break down this definition into the following points: How merchant services work: The behind-the-scenes processes that are required for a business to take and accept a payment. Third-party processor. Nutraceutical Merchant Account Solutions Made Simple. #1 PaymentCloud Top Pick for Nutraceutical Credit Card Processing. At eMerchantBroker. You need a dependable high risk merchant account provider for your nutraceutical merchant account. We serve almost all industries, including those that sell high-risk goods and services. Industries. EMB is a pioneer in face-to-face and contactless payment processing in Hungary and worldwide that understands the complexities that come with accepting debit and credit card transactions. Third is vaping and e-cigarettes. Because this industry is one that brings in billions of dollars each year, it is critical that you solidify your place by having the right payment processing services in place. A high-risk merchant account is a type of bank account designed for businesses considered high-risk by financial institutions. Merchant services provider (MSP) — If you use a company to manage your debit and. High Risk Merchant Accounts; Business Funding; Chargeback Protection; Check Processing; Merchant Accounts;About EMB . Learn More According to the Centers for Disease Control (CDC), over 33 percent of Americans are overweight. The cannabis business is one of the fastest-growing industries in the United States. Bail bonds are a popular line for a business opportunity, but they come with higher risk than many other companies, making the business classification high-risk, meaning high street banks won’t offer you the services you require. Even if you have been previously rejected by other credit card processors or have a bad credit score and. On screen: The cursor clicks on "Merchant services" and then a page appears, displaying a list of account transactions. EMB top competitors include: SecureGlobalPay, Instabill Corp, High Risk Merchant Account LLC, Payline Data LLC How do I contact EMB? EMB contact info: Phone number: (800) 621-4893 Website: What does EMB do?With flat pricing, merchant fees are a small percentage of the total transaction amount. Under this legislation, the DSHEA. You can get your adult merchant account in as little as 48 hours. Now U. Figures are projected to reach $358. 98% approval rates for high risk credit card processing. This risk is usually addressed by placing a reserve requirement. When it comes to an electronic payment transaction, a business transmits card information through an. They also struggle to secure the financing they need to grow their business and cover costs. Reliable cash flow plays an important role with regard to this industry so it’s critical to choose the right processor like emerchantbroker. EMB is a professional payment processor that offers premium offshore merchant account services for high risk businesses. Why Your Restaurant Merchant Account Matters. Many people in this audience prefer to purchase their supplements online via. Pricing for Nutraceutical Merchant Accounts. Software and E-Book Merchants. Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving high risk business types. High Risk Merchant Accounts; Business Funding; Chargeback Protection; Check Processing; Merchant Accounts; Payment Gateways; Cryptocurrency Payments;. Merchants find it very. Documents to Obtain a TMF Merchant Account. After submitting the application, merchants will need to submit the following items to underwriters: A valid, government-issued ID, such as a state-issued driver’s license. Finding a knowledgeable payment processor is better to help your nutraceutical merchant account get through all legal actions. Advantages and Limitations of Stripe as a Merchant Account Provider. From a merchant account, the merchant can withdraw the funds. Here are the top 5 high risk merchants that are mostly likely to process high risk payments. Payment gateways. EMB isn't just your solution for a merchant account, we offer a wide range of business services, including business funding, chargeback protection and prevention, and enterprise consulting. It doesn’t mean that you have no options, you do, you just need to apply for a special bail bonds merchant account. FintechMerchantAccounts works with nutra merchants understand how tough it can be for Nutra business owners like you to get approved for standard. The company enables merchants to accept payments via EMV-enabled cards and NFC. It can be devastating to apply to various credit card processors only to be turned down because your company is “high risk”. 8% between 2017 and 2022. One of the riskiest is the nutraceutical industry, which affects most consumers on a daily basis. 770-690-8369. EMB, as a premier payment processing company, offers special rate plans to merchants involved in the collection agencies, hospitals, and medical billing industries. A merchant can. eMerchant Authority’s Online Gaming Merchant Options. About EMB . sales@intl-payments. Learn More High Risk Nutraceutical Merchant Accounts. Nutraceutical products are increasingly becoming more and more popular all over the world. A nutraceutical product is a purified or isolated item that must have the ability to combat chronic diseases or have a physiological benefit. There are some businesses that struggle to secure payment processing solutions due to the lack of health regulation of their particular industry – the. Further projections have the U. Cigars and Pipes. Despite the recent economic depression, American small business owners have fought for survival and are on the rebound. Once a nutra company is approved, payment processors set monthly processing limits for new businesses, typically between $25,000 and $50,000 per month, for the first three-to-six-months. North Palm Beach, Florida. After decades of processed foods and unhealthy habits, nutraceuticals and the plant-based food revolution is gaining traction, though many are wary of medicinal uses of some of these products for a variety of reasons. The main drivers of this growing demand include increasing health concerns as well as changes in dietary lifestyles. Protect your nutraceutical business from exorbitant bank holds and reserves. Get approved for a nootropic, supplement and nutraceutical merchant account. When you begin your payment processing. A nutraceutical merchant account is a type of merchant account that is specifically designed for businesses that sell nutraceutical products, such as dietary supplements, vitamins, and other health-related products. We offer solutions and services for standard and high risk businesses, including those that offer credit repair services, nutraceuticals, or gaming. The demand. Other Services. And the remainder of the supporting documents are examined. You need a dependable high risk merchant account provider for your nutraceutical merchant account. 3 billion in 2017. Currently the epicenter of the nutraceutical. #1 PaymentCloud Top Pick for Nutraceutical Credit Card Processing. And with tons of supplements flooding the market every day, small businesses that sell supplements are. A Merchant Category Code (MCC) is a four-figure number used to categorize business entities according to the type of products or services the company offers. eMerchantBroker – Based in Los Angeles, eMerchantBroker offer high-risk merchant accounts for CBD oil and hemp retailers. EMB merchant account providers specialize in. There has been a lot of controversy surrounding the supplement industry after news broke that, upon investigation, store-brand supplements at GNC, Target, Walgreens and Wal Mart do not include the ingredients they claim to contain. sales@intl-payments. The market is projected to reach USD 220. When a customer purchases something from Canada, or from your Canadian eCommerce or retail store, their credit card transaction processes through a payment gateway. The magic happens behind the scenes. In the United States, about 75% of adults take some form of dietary supplement; 10 percent over the past 10 years, according to the Council for. Before you apply for the best high-risk credit card processing, you will need to evaluate whether you are a high or low-risk merchant. Check processing. com we help high volume merchants by providing them access to our vast network of. Fees that PayFasto will charge depend on factors like processing history, method of sales, destination countries, volume of sales, and products. To get a merchant account, one must submit an application with a merchant account provider. EMS is pleased to offer businesses in Miami a range of secure payment processing solutions for both online and in-person transactions. 0 billion by 2021 (up from $198. Easy Pay Direct specializes in high-risk industries and has experience working with gaming businesses . Worldpay Review 2023: Pricing. There are several factors that might put your business in the high risk category. We approve practically every business. If you are a pharmaceutical merchant interested in selling nutraceutical products, EMB is the payment processing solution you have been waiting for. EMB provides extended. What this pandemic has also revealed is that the “fee-for-service” payment model is actually harming providers. Merchant Accounts For Bad Credit; Gun Friendly Credit Card Processing; Credit Repair Merchant Account; Continuity. EMB is recognized as one of the most experienced high risk providers in the industry.